*The Foolish Merchant of my time* Writer By: Tiamiyu E. Babátúndé _" if you can't efficiently allocate the scarce resources at your dispose, you are nothing but a foolish merchant"_ Conventionally, human beings are limited in nature; we are limited by time, knowledge, wisdom, information and unarguably resources to leverage on. Conversely, we are insatiable in nature; our desire to acquire more material wealth is always uncompromising. Therefore we should be mindful of how we exchange our scarce resource for merchandize and to be wary of impose buying. our financial literacy is at this moment is a requisite to survive in the corporate market. We are in the contemporary world where the relevance of soft skills such as, analytical skill, public speaking, presentation skill, writing skill amongst others are non negotiable. Carefully merging these skills with our range of intelligence, we stand a chance to compete in the labor market especially if we are skilled in art